Award Process & Information
The purpose of Financial Aid is to help you meet your educational expenses (tuition and fees, books, supplies, room and board, etc.). To determine your eligibility, SJCC uses your Expected Family Contribution (computed by completing the FAFSA), your educational expenses (your cost of attendance), and your enrollment status.
There are two types of financial aid: gift aid and self-help aid. Gift aid includes: grants, scholarships, and fee waivers. Generally, gift aid does not have to be repaid. Self-help aid includes: loans and work-study. Self-help aid must be earned or repaid.
Cost of Attendance (COA)
COA is expenses an average full-time student incurs during a 9 month period (academic year).
Living with Parent
Living with Parent
Living Off Campus
* Tuition and fees include enrollment fee ($46/unit), health fee ($19), transportation fee ($9) and student activity fee ($5). Non-resident tuition ($211/unit) and capital outlay fee ($4/unit) is included. NOTE: All fees are subject to change.
Visit www.studentaid.ed.gov for general eligibility requirements and additional federal student aid information.
If you are a new borrower at SJCC and are interested in participating in Direct Loans, you must attend a Loan Orientation. A new borrower at SJCC is one that has not received a Direct Loan at SJCC.
A list of dates for Loan Orientations will be posted on the Financial Aid page of SJCC's website as of late July, along with instructions on how to sign up for a workshop and next steps. Please visit our site for more information: http://www.sjcc.edu/current-students/on-campus-resources/financial-aid-and-scholarship
Federal Work Study Orientation
If you are interested in Federal Work-Study and did not participate in FWS in 15-16, you must attend a FWS Orientation. Continuing FWS students will be contacted directly by the FWS Coordinator.
A list of dates for Federal Work Study Orientations will be posted on the Financial Aid page of SJCC's website as of late July, along with instructions on how to sign up for a workshop and next steps. Please visit our site for more information: http://www.sjcc.edu/current-students/on-campus-resources/financial-aid-and-scholarship
State Aid Programs
The following is a list of state aid programs offered at SJCC.
California Student Aid Commission (CSAC) - general eligibility requirements and additional information on CSAC at www.csac.ca.gov.
Extended Opportunity Programs and Services (EOPS) & Cooperative Agencies Resources for Education (CARE)
EOPS and CARE are state programs that provide grants, counseling and tutorial services to low-income, educationally disadvantage students. Space is limited. Contact EOPS/CARE in SC-201 or at (408)288-3788.
Workforce Initiative Network (WIN) and California Work Opportunities and Responsibilities to Kids (CalWORKs)
WIN/CalWORKs program provides services and financial assistance for TANF recipients who are in good standing with the county social services office. Please contact your county worker to determine eligibility. A county referral is required. For more information, contact CalWORKs in SC-215 or at (408)298-2181 ext. 3743.
Scholarships and Other Sources
San Jose City College Scholarship Program
US Department of Labor Scholarship Search
Mapping Your Future Scholarship Directory/Search List
Financial Aid Disbursements, Frequency of Disbursements, and Disbursement Dates
A financial aid disbursement occurs when the school (SJCC) credits your student account with your financial aid award. The disbursement date is the day on which the school credits your account. The frequency is how often the school credits your account.
Federal Pell Grant is generally paid in two disbursements per semester (one at the beginning of the semester, the other around the mid-point of the semester). If you pay out of state tuition or are registered in a clock-hour program, you may receive one disbursement for the semester/payment period. Direct Loans are paid in two disbursements for the loan period (one at the beginning, the other at the mid-point). For most other programs, there is one disbursement per semester.
There may be additional disbursements made due to changes in your eligibility (e.g. change in your enrollment status). A single disbursement of Federal Pell Grant and Direct Loans may be made if the first disbursement occurs after the mid-point of the semester.
The following is the list of anticipated disbursement dates (expected refund date):
*Indicates first disbursement of each term
Refund and BankMobile (formerly Higher One)
A refund will be created if your financial aid disbursement is greater more than your tuition and fees. The refund takes roughly 7 days to process. SJCC uses BankMobile to deliver financial aid refunds. After submitting your FAFSA and turning in documents to the Financial Aid Office, you will be sent a refund selection kit. (The kit will be mailed to address on file with Admissions & Records (A&R). Be sure to keep your address current with A&R.
Once you receive the refund selection kit, log-in to select your refund preference. You have the option of having your funds deposited into your existing checking/savings account (ACH) or opening an account with BankMobile. If you currently have a checking/savings account, we strongly encourage you to select the ACH option. Visit the BankMobile site for more information.
Withdrawing and Financial Aid
If you drop a class(s) and are still enrolled prior to the census date, your financial aid will be adjusted to reflect your enrollment status for the semester. In most cases, adjustments will be made to your second disbursement.
If you drop all your classes (not enrolled), you may not be eligible for part or all of your financial aid/refund.
If you owe a balance, you must repay the amount due. Failure to repay may result in the loss of your financial aid eligibility. If you borrowed a student loan, you must complete Exit Loan Counseling (www.studentloans.ed.gov).
If you have earned more aid than the amount disbursed, you will receive a post-withdrawal disbursement. Be sure to keep your address current with A&R and have selected a refund preference using your mySJCcard.
Withdrawing from school or dropping classes may affect your financial aid eligibility for subsequent terms (See Satisfactory Academic Progress). If you have any questions, check with the Financial Aid Office.
Satisfactory Academic Progress
To be eligible and/or to maintain your eligibility for financial aid, you must maintain satisfactory academic progress (SAP). SAP is measured by two measures – quantitative (time based) and qualitative (grade point average based).
The quantitative measure set by the Department of Education (ED) is 150% of the program length. In addition to the minimum requirement set by ED, SJCC requires that you to complete at least 70% of the units attempted (cumulative). The qualitative measure set by the ED is 2.00 GPA. In general, you are required to maintain a 2.00 GPA.
For programs that are longer than a year, SJCC checks your progress at the end of the spring term. You are required to meet both the quantitative and qualitative measures to be in good standing. If you fail to meet either measure, you are not making academic progress and are not eligible for financial aid.
For programs of a year or less, SJCC checks your progress at the end of each semester. You are required to meet both the quantitative and qualitative standards to be in good standing. If you fail to meet either measure, you are not making academic progress and are not eligible for financial aid.
If you are a new student who has never attended college, you need to have a 2.00 GPA and have completed 70% of the units you attempted. If you are taking only Pass/No Pass classes, you must pass 70% of the units you attempt.
If you are a returning student who has attended SJCC and/or EVC, you need to have a 2.00 GPA and have completed 70% of the units you attempted. If you had attended other schools prior to your return, you must submit official transcripts to A&R. If you do not have a 2.00 GPA and have not completed 70% of the units you have attempted at SJCC, you will need to submit an appeal. NOTE: Accepted units will count in determining maximum timeframe. If you have earned a BA/BS, you will need to submit an appeal and Ed Plan.
If you are a transfer student who has never attended SJCC and/or EVC, you will need to submit transcripts from prior schools to A&R. Depending on your academic history, you may need to appeal, submit an Ed Plan, or both. NOTE: Accepted units will count in determining maximum timeframe. If you have earned a BA/BS, you will need to submit an appeal and Ed Plan.