Process and Info

Award Process & Information

The purpose of Financial Aid is to help you meet your educational expenses (tuition and fees, books, supplies, room and board, etc.). To determine your eligibility, SJCC uses your Expected Family Contribution (computed by completing the FAFSA), your educational expenses (your cost of attendance), and your enrollment status.

There are two types of financial aid: gift aid and self-help aid. Gift aid includes grants, scholarships, and fee waivers. Generally, gift aid does not have to be repaid. Self-help aid includes loans and work-study. Self-help aid must be earned or repaid.

Cost of Attendance 

Cost of Attendance (COA) is expenses an average full-time student incurs during a 9-month period (academic year).

 

Living w/Parent

(In State)

Living w/Parent
(Non-Resident)

Living Off Campus

(In State)

Living Off Campus

(Non-Resident)

Tuition & Fees*$1,364$9,118$1,364$9,118
Books & Supplies$2,771$2,771$2,771$2,771
Room & Board$6,786$6,786$15,084$15,084
Personal Expense$3,264$3,264$3,996$3,996
Transportation$1,512$1,512$1,512$1,512
TOTAL$15,679$23,451$24,727$32,481

* Tuition and fees include enrollment fee ($46/unit), health fee ($21/semester), transportation fee ($11/semester) and student activity fee ($5/semester). Non-resident (out of state) tuition ($265/unit) and capital outlay fee ($12/unit) is included in the "Non-Resident" COAs. NOTE: All fees are subject to change.

  • The cost of attendance may be prorated based on less than full-time status or for an enrollment period of less than 9 months.
  • COA may be adjusted by the Financial Aid Office to reflect other educationally related expenses or reduced to reflect individual circumstances.

     Enrollment Status

    The following are the enrollment statuses used to determine your financial aid eligibility:
Full-time (FT)12 or more unitsHalf-time (HT)6.0 to 8.5 units
Three-quarters-time (QT)9.0 to 11.5 unitsLess than Half-Time (LTHT)0.5 to 5.5 units

 

NOTES:

  • Financial aid enrollment status includes classes both from SJCC and Evergreen Valley College (EVC).
  • Enrollment status each semester is determined on Sept. 16, 2019 (FA19) and Feb. 10, 2020 (SP20).
  • Enrollment status may be recalculated if you do not begin all classes you are registered for.
  • Completed classes for the intersession will be included in your spring enrollment status.
  • Federal regulations allow a student to receive financial for only one repeat of a previously passed course.
  • Your enrollment status for financial aid may be different than your academic load for Admissions & Records or Student Accessibility Services (SAS).

     Expected Family Contribution (EFC)

    The EFC represents your family's ability to assist with your educational expenses for a 9-month period (an academic year). Your EFC is calculated by the U.S. Department of Education (ED) based on the information provided on your FAFSA.  You can review your EFC and the information on used to determine your EFC on your Student Aid Report (SAR) at www.fafsa.gov.
     
    Financial Need

    Most financial aid programs are based on need. Financial need is determined by a simple formula:

    Cost of Attendance (COA) - Expected Family Contribution (EFC) = Financial Need

    Federal Student Aid Programs
    San Jose City College participates in several federal student aid programs. The following lists the programs at SJCC:
ProgramType of AidGeneral Information
Federal Pell GrantGrantStudents are selected by ED based on the information on their FAFSA. Award amounts are determined by the school based on COA, EFC, and enrollment status. Maximum award for 2019-20 is $6,195. Lifetime limit is not to exceed the equivalent of six years at full-time.
Federal Supplemental Educational Opportunity Grant (FSEOG)GrantPell eligible students are selected by school based on EFC, financial need, and availability of funds. Maximum award for 19-20 at SJCC is $1000. Average award is $600 (full-time); must be registered in at least 6 units.
Iraq and Afghanistan Service GrantGrantStudents are selected by ED based on the information on their FAFSA. Award amounts are determined by the school based on COA and enrollment status. Maximum award for 2019-20 is $6,195.
Federal Work-Study (FWS)Earn while attending schoolStudents are selected by SJCC based on financial need, available funds, and availability of on-campus/off-campus jobs. Students are required to attend a FWS orientation.
Direct Subsidized LoanLoanLoans must be repaid with interest. Students must attend a loan orientation. Students must be registered in at least 6 units.
Direct Unsubsidized LoanLoanLoans must be repaid with interest. Students must attend a loan orientation. Students must be registered in at least 6 units.
Direct PLUS LoanLoanFor parents of dependent undergraduate students to help meet student's educational expenses. Students must be registered in at least 6 units. Parents can apply at www.studentloans.gov

Visit www.studentaid.ed.gov for general eligibility requirements and additional federal student aid information.

 

Loan Orientation

If you are a new borrower at SJCC and are interested in participating in Direct Loans, you must attend a Loan Orientation. A new borrower at SJCC is one that has not received a Direct Loan at SJCC.

A list of Loan Orientation dates is posted on the Financial Aid page of SJCC's website, along with instructions on how to sign up for a workshop and next steps.  Click here for more information.

 

Federal Work Study Orientation

If you are interested in Federal Work-Study and did not participate in FWS in 18-19, you must attend a FWS Orientation. Continuing FWS students will be contacted directly by the FWS Coordinator.

A list of Federal Work Study Orientation dates is posted on the Financial Aid page of SJCC's website, along with instructions on how to sign up for a workshop and next steps.  Click here for more information.


State Aid Programs

The following is a list of state aid programs offered at SJCC.

ProgramType of AidGeneral Information
California College Promise Grant (formerly BOG Fee Waiver)Fee WaiverWaives the $46/unit enrollment fee and provides a discount for student parking permits. Does not cover the Student Health, Transportation, Student Activity, or class material fees or books.  General eligibility requirements and additional information can be found at www.icanaffordcollege.com.

California Student Aid Commission (CSAC) - general eligibility requirements and additional information on CSAC at www.csac.ca.gov.

ProgramType of AidGeneral Information
Cal Grant BGrantStudents are selected by CSAC based on their information on their FAFSA/CA Dream Act application and verified GPA. Award amounts are determined by the school based on enrollment status. Maximum award for 19-20 is $1,672; must be registered in at least 6 units.
Cal Grant CGrantStudents are selected by CSAC based on their FAFSA/CA Dream Act application, verified GPA, and program/major (must be occupational or vocational). Award amounts are determined by the school based on enrollment status. Students must be registered in at least 6 units.  
Additional Grants via Cal Grant programGrantStudents receiving Cal Grant awards may qualify for additional funds based on full-time enrollment (12 units or more) per primary term (Fall and Spring semesters)
Special ProgramsVariousCSAC administers various programs to assist students. More information can be found at www.csac.ca.gov.

 

Extended Opportunity Programs and Services (EOPS) & Cooperative Agencies Resources for Education (CARE)

EOPS and CARE are state programs that provide grants, counseling and tutorial services to low-income, educationally disadvantage students. Space is limited. Contact EOPS/CARE at (408)288-3788.

 

California Work Opportunities and Responsibilities to Kids (CalWORKs)

WIN/CalWORKs program provides services and financial assistance for TANF recipients who are in good standing with the county social services office. Please contact your county worker to determine eligibility. A county referral is required. For more information, contact CalWORKs at (408)298-2181 ext. 3586.

 

Scholarships and Other Sources

 San Jose City College Scholarship Program

http://www.sjcc.edu/current-students/on-campus-resources/financial-aid-and-scholarship/scholarships

 

Financial Aid Disbursements and Disbursement Dates

Financial aid disbursement occurs when SJCC credits your student account with financial aid funds.  The disbursement date is the day on which the school credits your account.  The REFUND DATE is when funds are sent to you.

Financial Aid funds (refunds) are sent based on your selected disbursement preference with BankMobile.  Log on to the BankMobile site for more information.  If you are unable to log-on, please contact SJCC Financial Aid Office.  Click here for disbursement and refund dates and more information.

 

Refund and BankMobile

A refund will be created if your financial aid disbursement is greater than your tuition and fees. The refund takes roughly 7 days to process.  SJCC uses BankMobile to deliver financial aid refunds. After submitting your FAFSA and requested documents to the Financial Aid Office, you will be sent a refund selection kit. (The kit will be mailed to address on file with Admissions & Records (A&R). Be sure to keep your address current with A&R.

Once you receive the refund selection kit, log-in to select your refund preference. You have the option of having your funds deposited into your existing checking/savings account (ACH) or opening an account with BankMobile.  If you currently have a checking/savings account, we strongly encourage you to select the ACH option.  Visit the BankMobile site for more information.

 

Withdrawing and Financial Aid

If you drop a class(s) and are still enrolled prior to the census date, your financial aid will be adjusted to reflect your enrollment status for the semester. In most cases, adjustments will be made to your second disbursement.

If you drop all your classes, you may not be required to return part or all of your financial aid refund.  

Withdraw prior to 1st day of class:                                   Not eligible – Must return all aid disbursed

Withdraw prior to 11/6/19 (FA19) & 3/31/20 (SP20):       Partial – Must return a portion of aid disbursed

Withdraw on/after 11/6/19 (FA19) & 3/31/20 (SP20):      Full – no aid needs to be returned

If you owe a balance, you must repay the amount due. Failure to repay may result in the loss of your financial aid eligibility. If you borrowed a student loan, you must complete Exit Loan Counseling (https://studentloans.gov/myDirectLoan/index.action).

If you have earned more aid than the amount disbursed, you will receive a post-withdrawal disbursement. Be sure to keep your address current with A&R and have selected a refund preference on the BankMobile site (see above).

Withdrawing from some classes may affect your financial aid eligibility for subsequent terms (See Satisfactory Academic Progress). If you have any questions, check with the Financial Aid Office.

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