Award Process & Information
The purpose of Financial Aid is to help you meet your educational expenses (tuition and fees, books, supplies, room and board, etc.). To determine your eligibility, SJCC uses your Expected Family Contribution (computed by completing the FAFSA), your educational expenses (your cost of attendance), and your enrollment status.
There are two types of financial aid: gift aid and self-help aid. Gift aid includes grants, scholarships, and fee waivers. Generally, gift aid does not have to be repaid. Self-help aid includes loans and work-study. Self-help aid must be earned or repaid.
Cost of Attendance
Cost of Attendance (COA) is expenses an average full-time student incurs during a 9-month period (academic year).
Living Off Campus
* Tuition and fees include enrollment fee ($46/unit), health fee ($21/semester), transportation fee ($11/semester) and student activity fee ($5/semester). Non-resident (out of state) tuition ($265/unit) and capital outlay fee ($12/unit) is included in the "Non-Resident" COAs. NOTE: All fees are subject to change.
Visit www.studentaid.ed.gov for general eligibility requirements and additional federal student aid information.
If you are a new borrower at SJCC and are interested in participating in Direct Loans, you must attend a Loan Orientation. A new borrower at SJCC is one that has not received a Direct Loan at SJCC.
A list of Loan Orientation dates is posted on the Financial Aid page of SJCC's website, along with instructions on how to sign up for a workshop and next steps. Click here for more information.
Federal Work Study Orientation
If you are interested in Federal Work-Study and did not participate in FWS in 18-19, you must attend a FWS Orientation. Continuing FWS students will be contacted directly by the FWS Coordinator.
A list of Federal Work Study Orientation dates is posted on the Financial Aid page of SJCC's website, along with instructions on how to sign up for a workshop and next steps. Click here for more information.
State Aid Programs
The following is a list of state aid programs offered at SJCC.
California Student Aid Commission (CSAC) - general eligibility requirements and additional information on CSAC at www.csac.ca.gov.
Extended Opportunity Programs and Services (EOPS) & Cooperative Agencies Resources for Education (CARE)
EOPS and CARE are state programs that provide grants, counseling and tutorial services to low-income, educationally disadvantage students. Space is limited. Contact EOPS/CARE at (408)288-3788.
California Work Opportunities and Responsibilities to Kids (CalWORKs)
WIN/CalWORKs program provides services and financial assistance for TANF recipients who are in good standing with the county social services office. Please contact your county worker to determine eligibility. A county referral is required. For more information, contact CalWORKs at (408)298-2181 ext. 3586.
Scholarships and Other Sources
San Jose City College Scholarship Program
Financial Aid Disbursements and Disbursement Dates
Financial aid disbursement occurs when SJCC credits your student account with financial aid funds. The disbursement date is the day on which the school credits your account. The REFUND DATE is when funds are sent to you.
Financial Aid funds (refunds) are sent based on your selected disbursement preference with BankMobile. Log on to the BankMobile site for more information. If you are unable to log-on, please contact SJCC Financial Aid Office. Click here for disbursement and refund dates and more information.
Refund and BankMobile
A refund will be created if your financial aid disbursement is greater than your tuition and fees. The refund takes roughly 7 days to process. SJCC uses BankMobile to deliver financial aid refunds. After submitting your FAFSA and requested documents to the Financial Aid Office, you will be sent a refund selection kit. (The kit will be mailed to address on file with Admissions & Records (A&R). Be sure to keep your address current with A&R.
Once you receive the refund selection kit, log-in to select your refund preference. You have the option of having your funds deposited into your existing checking/savings account (ACH) or opening an account with BankMobile. If you currently have a checking/savings account, we strongly encourage you to select the ACH option. Visit the BankMobile site for more information.
Withdrawing and Financial Aid
If you drop a class(s) and are still enrolled prior to the census date, your financial aid will be adjusted to reflect your enrollment status for the semester. In most cases, adjustments will be made to your second disbursement.
If you drop all your classes, you may not be required to return part or all of your financial aid refund.
Withdraw prior to 1st day of class: Not eligible – Must return all aid disbursed
Withdraw prior to 11/6/19 (FA19) & 3/31/20 (SP20): Partial – Must return a portion of aid disbursed
Withdraw on/after 11/6/19 (FA19) & 3/31/20 (SP20): Full – no aid needs to be returned
If you owe a balance, you must repay the amount due. Failure to repay may result in the loss of your financial aid eligibility. If you borrowed a student loan, you must complete Exit Loan Counseling (https://studentloans.gov/myDirectLoan/index.action).
If you have earned more aid than the amount disbursed, you will receive a post-withdrawal disbursement. Be sure to keep your address current with A&R and have selected a refund preference on the BankMobile site (see above).
Withdrawing from some classes may affect your financial aid eligibility for subsequent terms (See Satisfactory Academic Progress). If you have any questions, check with the Financial Aid Office.