Award Process & Information
Financial Aid helps students pay for educational expenses (tuition and fees, books, supplies, room and board, etc.). To determine eligibility, SJCC uses Expected Family Contribution (computed by completing the FAFSA), educational expenses (Cost of Attendance), and enrollment status.
There are two types of financial aid: gift aid and self-help aid. Gift aid includes various grants, and scholarships. Gift aid usually does not have to be repaid. Self-help aid includes student loans and work-study. Self-help aid must be earned or repaid.
Cost of Attendance (COA)
COA is the cost for an average full-time student in an academic year (9-months)
Visit https://studentaid.gov for general eligibility requirements and federal student aid information.
New borrowers at SJCC who are interested in participating in Direct Loans, must attend a Loan Orientation. A new borrower at SJCC is one that has not received a Direct Loan at SJCC.
Loan Orientation information will be posted on the Financial Aid page of SJCC's website. Click here for more information.
Federal Work Study Orientation
Students interested in Federal Work-Study and did not participate in FWS in 2020-2021 must attend a FWS Orientation. Continuing FWS students will be contacted directly by the FWS Coordinator.
Federal Work Study Orientation information will be posted on the Financial Aid page of SJCC's website. Click here for more information.
State Aid Programs
The following is a list of state aid programs offered at SJCC.
California Student Aid Commission (CSAC) - general eligibility requirements and additional information on CSAC at www.csac.ca.gov.
Extended Opportunity Prog & Services/Cooperative Agencies Resources for Education (EOPS/CARE)
EOPS and CARE are state programs that provide grants, counseling and tutorial services to low-income, educationally disadvantage students. Space is limited. Contact EOPS/CARE at (408)288-3788.
California Work Opportunities and Responsibilities to Kids (CalWORKs)
WIN/CalWORKs program provides services and financial assistance for TANF recipients who are in good standing with the county social services office. Please contact your county worker to determine eligibility. A county referral is required. Contact CalWORKs at (408)298-2181 ext. 3586.
Scholarships and Other Sources
SJCC Scholarship Program and other scholarship opportunities are posted on the SJCC Scholarship page.
Verification and other Documents
Students who are required to submit additional documentation to complete their financial aid file will submit those documents electronically. Students will log on to https://SJCC.VerifyMyFAFSA.com. Log-in credentials will be their SJCC email address and password (click here for more information about students' SJCC email address).
Students will then need to complete a profile using their name, date of birth and social security numbers, exactly as they appear on their FAFSA, or CA Dream Application, as applicable.
Some documents will be completed as online forms and other will need to be uploaded as saved files, scanned files, or photos.
Financial Aid Disbursements and Disbursement Dates
Financial aid disbursement occurs when SJCC credits student accounts with financial aid funds. The disbursement date is the day on which the school credits accounts. The REFUND DATE is when funds are sent to students.
A refund is created when a financial aid disbursement is greater than any balance owed to the college. SJCC uses BankMobile to deliver financial aid refunds. After submitting a FAFSA and requested documents to the Financial Aid Office, students are sent a refund selection kit. The kit is mailed to address on file with Admissions & Records (A&R).
Students use the refund selection kit to log-in and select a refund preference. Options include direct deposit into an existing checking/savings account (ACH) or opening an account with BankMobile. Refunds are sent based on students' disbursement preference with BankMobile. Log on to the BankMobile site for more information.
Click here for disbursement and refund dates and more information.
Withdrawing and Financial AidStudents who drop a class(s) and are still enrolled prior to the census date, will have their financial aid adjusted to reflect the enrollment status for the semester. Students who drop all classes may be required to return some portion of their financial aid funds.
Withdraw prior to 1st day of class: Not eligible – Must return all aid disbursed
Withdraw prior to 11/3/21 (FA21) & 4/6/22 (SP22): Partial – Must return a portion of aid disbursed
Withdraw on/after 11/3/21 (FA21) & 4/6/22 (SP22): Full – no aid needs to be returned
If students owe a balance, the amount due must repaid. Failure to repay may result in the loss of financial aid eligibility. Students who borrowed a student loan must complete Exit Loan Counseling.
If students earned more aid than the amount disbursed, they will receive a post-withdrawal disbursement. Withdrawing from some classes may affect financial aid eligibility for subsequent terms (See Satisfactory Academic Progress). Contact the Financial Aid Office for questions.