Process and Info

Award Process & Information

Financial Aid helps students pay for educational expenses (tuition and fees, books, supplies, room and board, etc.). To determine eligibility, SJCC uses Expected Family Contribution (computed by completing the FAFSA), educational expenses (Cost of Attendance), and enrollment status.

There are two types of financial aid: gift aid and self-help aid. Gift aid includes various grants, and scholarships. Gift aid usually does not have to be repaid. Self-help aid includes student loans and work-study. Self-help aid must be earned or repaid.


Cost of Attendance (COA) 

COA is the cost for an average full-time student in an academic year (9-months)

 Living w/Parent
(In State)
Living w/Parent
(Non-Resident)
Living Off Campus
(In State)
Living Off Campus
(Non-Resident)
Tuition & Fees*$1,366$9,484$1,366$9,484
Books & Supplies$2,725$2,725$2,725$2,725
Room & Board$9,081$9,081$18,126$18,126
Personal Expense$3,276$3,276$3,843$3,843
Transportation$1,512$1,512$1,512$1,512
TOTAL$17,960$26,078$27,572$35,690
  • Tuition and fees include enrollment fees ($46/unit), health fee ($21/semester), transportation fee ($11/semester), student activity fee ($5/semester) and Representation fee ($2/semester).  Non-resident (out of state) tuition ($288/unit) and capital outlay fee ($2/unit) are included in the Non-Resident COAs.  All fees are subject to change.
  • COA may be prorated based various enrollment status or for an enrollment period of less than 9 months.
  • COA may be adjusted by the Financial Aid Office to reflect other educationally related expenses or reduced to reflect individual circumstances.

     Enrollment Status
    The following are the enrollment statuses used to determine your financial aid eligibility:
Full-time (FT)12 or more unitsHalf-time (HT)6.0 to 8.5 units
Three-quarters-time (QT)9.0 to 11.5 unitsLess than Half-Time (LTHT)0.5 to 5.5 units
  • Financial aid enrollment status includes classes both from SJCC and Evergreen Valley College (EVC).
  • Enrollment status each semester is determined on Sept. 13, 2021 (FA21) and Feb. 14, 2022 (SP22).
  • Enrollment status may be recalculated if you do not begin all classes you are registered for.
  • Completed classes for the intersession will be included in your spring enrollment status.
  • Federal regs allow a student to receive financial for only one repeat of a previously passed course.
  • Enrollment status for financial aid may be different than academic load for Admissions & Records or Student Accessibility Services (SAS).

    Expected Family Contribution (EFC)
    The EFC represents the student's family's ability to assist with educational expenses for a 9-month period (an academic year). EFC is calculated by the U.S. Department of Education (ED) based on the information provided on the FAFSA.  Students can view EFC and the information on used to determine EFC on their Student Aid Report (SAR) at https://studentaid.gov

    Financial Need
    Most financial aid programs are based on need. Financial need is determined by a simple formula:

    Cost of Attendance (COA) - Expected Family Contribution (EFC) = Financial Need

    Federal Student Aid Programs
    SJCC participates in several federal student aid programs. The following lists the programs at SJCC:
ProgramType of AidGeneral Information
Federal Pell Grant
Grant
(Gift-Aid)
Students are selected by ED based on the information on their FAFSA. Award amounts are determined by the school based on COA, EFC, and enrollment status. Maximum award for 2021-2022 is $6,495. Lifetime limit is not to exceed the equivalent of six years at full-time.
Supplemental Ed Opportunity Grant (SEOG)
Grant
(Gift-Aid)
Pell eligible students are selected by school based on EFC, financial need, and availability of funds. Maximum award for 2021-2022 at SJCC is $1000. Average award is $600 (full-time); must be registered in at least 6 units.
Iraq & Afghanistan Service Grant
Grant
(Gift-Aid)
Students are selected by ED based on the information on their FAFSA. Award amounts are determined by the school based on COA and enrollment status. Maximum award for 2021-2022 is $6,495.
Federal Work-Study (FWS)
Work
(Self-Help)
Students are selected by SJCC based on financial need, available funds, and availability of on-campus/off-campus jobs. Students are required to attend a FWS orientation. Students must be registered in at least 6 units.
Direct Subsidized Loan
Loan
(Self-Help)
Loans must be repaid with interest. Students must attend a loan orientation. Students must be registered in at least 6 units.
Direct Unsubsidized Loan
Loan
(Self-Help)
Loans must be repaid with interest. Students must attend a loan orientation. Students must be registered in at least 6 units.
Direct PLUS Loan
Loan
(Self-Help)
For parents of dependent undergraduate students to help meet student's educational expenses. Students must be registered in at least 6 units. Parents can apply at https://studentaid.gov

Visit https://studentaid.gov for general eligibility requirements and federal student aid information.

 

Loan Orientation

New borrowers at SJCC who are interested in participating in Direct Loans, must attend a Loan Orientation. A new borrower at SJCC is one that has not received a Direct Loan at SJCC. 

Loan Orientation information will be posted on the Financial Aid page of SJCC's website.  Click here for more information.

 

Federal Work Study Orientation

Students interested in Federal Work-Study and did not participate in FWS in 2020-2021 must attend a FWS Orientation. Continuing FWS students will be contacted directly by the FWS Coordinator.

Federal Work Study Orientation information will be posted on the Financial Aid page of SJCC's website.  Click here for more information.

State Aid Programs

The following is a list of state aid programs offered at SJCC.

ProgramType of AidGeneral Information
California College Promise Grant

Fee Waiver

(Gift-Aid)

Waives the $46/unit enrollment fee and provides a discount for student parking permits. Does not cover the Student Health, Transportation, Student Activity, class material fees or books.  General eligibility requirements and additional information can be found at www.icanaffordcollege.com. Student may submit an application via CCC Apply here: CCPG Application
Cal Grant B
Grant
(Gift-Aid)
Students are selected by CSAC based on information from the FAFSA/CA Dream Act application and verified GPA. Award amounts are determined by the school based on enrollment status. Maximum award for 2021-2022 is $1,648; must be registered in at least 6 units.
Cal Grant C
Grant
(Gift-Aid)
Students are selected by CSAC based on information from the FAFSA/CA Dream Act application, verified GPA, and program/major (must be occupational or vocational). Award amounts are based on enrollment status. Maximum award amount for 2021-2022 is $1,094; must be registered in at least 6 units.  
Other State Grant programs
Grant
(Gift-Aid)
Students receiving Cal Grant awards may qualify for additional funds based on full-time enrollment (12 units or more) per primary term (Fall and Spring semesters)
CSAC administers various programs to assist students. More information can be found at www.csac.ca.gov

California Student Aid Commission (CSAC) - general eligibility requirements and additional information on CSAC at www.csac.ca.gov.

 

Extended Opportunity Prog & Services/Cooperative Agencies Resources for Education (EOPS/CARE)

EOPS and CARE are state programs that provide grants, counseling and tutorial services to low-income, educationally disadvantage students. Space is limited. Contact EOPS/CARE at (408)288-3788.

 

California Work Opportunities and Responsibilities to Kids (CalWORKs)

WIN/CalWORKs program provides services and financial assistance for TANF recipients who are in good standing with the county social services office. Please contact your county worker to determine eligibility. A county referral is required. Contact CalWORKs at (408)298-2181 ext. 3586.

 

Scholarships and Other Sources

SJCC Scholarship Program and other scholarship opportunities are posted on the SJCC Scholarship page.

 

Verification and other Documents

Students who are required to submit additional documentation to complete their financial aid file will submit those documents electronically.  Students will log on to https://SJCC.VerifyMyFAFSA.com.  Log-in credentials will be their SJCC email address and password (click here for more information about students' SJCC email address).

Students will then need to complete a profile using their name, date of birth and social security numbers, exactly as they appear on their FAFSA, or CA Dream Application, as applicable.

Some documents will be completed as online forms and other will need to be uploaded as saved files, scanned files, or photos.

Financial Aid Disbursements and Disbursement Dates

Financial aid disbursement occurs when SJCC credits student accounts with financial aid funds.  The disbursement date is the day on which the school credits accounts.  The REFUND DATE is when funds are sent to students.

A refund is created when a financial aid disbursement is greater than any balance owed to the college. SJCC uses BankMobile to deliver financial aid refunds. After submitting a FAFSA and requested documents to the Financial Aid Office, students are sent a refund selection kit. The kit is mailed to address on file with Admissions & Records (A&R).

Students use the refund selection kit to log-in and select a refund preference. Options include direct deposit into an existing checking/savings account (ACH) or opening an account with BankMobile.  Refunds are sent based on students' disbursement preference with BankMobile.  Log on to the BankMobile site for more information

 

Click here for disbursement and refund dates and more information.

 

Disbursement notes:

  • Students must be registered, packaged (awarded aid) and in good academic standing by the disbursement date for a disbursement to occur
  • Cal Grant funds are disbursed after Census Day each semester
  • Pell Grant is generally paid in two disbursements per semester (one at the beginning of the semester, the other around the mid-point of the semester).
    • Students who pay out of state tuition or are registered in a clock-hour program will receive one disbursement for the semester/payment period. 
  • Direct Loans are paid in two disbursements for the loan period – loan period is usually the academic year – (one at the beginning, the other at the mid-point).
  • Most other aid is disbursed once per semester (i.e. SEOG, Cal Grant, Scholarships, etc.).

    Additional disbursements made due to changes in eligibility (i.e. change in enrollment status). A single disbursement of Pell Grant and Direct Loans may be made if the first disbursement occurs after the mid-point of the semester.

 
Withdrawing and Financial Aid
Students who drop a class(s) and are still enrolled prior to the census date, will have their financial aid adjusted to reflect the enrollment status for the semester.
Students who drop all classes may be required to return some portion of their financial aid funds.  

Withdraw prior to 1st day of class:                                  Not eligible – Must return all aid disbursed

Withdraw prior to 11/3/21 (FA21) & 4/6/22 (SP22):        Partial – Must return a portion of aid disbursed

Withdraw on/after 11/3/21 (FA21) & 4/6/22 (SP22):       Full – no aid needs to be returned

 
If students owe a balance, the amount due must repaid. Failure to repay may result in the loss of financial aid eligibility.  Students who borrowed a student loan must complete Exit Loan Counseling.
 

If students earned more aid than the amount disbursed, they will receive a post-withdrawal disbursement. Withdrawing from some classes may affect financial aid eligibility for subsequent terms (See Satisfactory Academic Progress). Contact the Financial Aid Office for questions.

 




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